Buying a home is a deeply personal and emotional experience. It’s a complex, and sometimes overwhelming, adventure. Your home is part of your identity. It’s where you put down roots and raise your family. That’s big.

Our mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital.

We are the ONLY CDFI-certified lender in the nation that is also a licensed seller/servicer with Fannie Mae, Freddie Mac and Ginnie Mae. Commerce is one of the few, if not the only, non-bank, prime lenders in America with the regulatory, financial, and operational capability to serve diverse borrowers with non-traditional documentation.