Choose a Mortgage Advisor.

Complete the online application available on their individual page.

Fill Us In.

We will send you a list of necessary information for your file which you will be able to securely upload with a personalized link.

Select the Right Loan Product.

Once your credit, assets, and income have been assessed, your advisor will help you find the loan program best suited for you.

Your Home. Our Passion.

Buying a home is a deeply personal and emotional experience. It’s a complex, and sometimes overwhelming, adventure. Your home is part of your identity. It’s where you put down roots and raise your family. That’s big.

Our mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital.

We are the ONLY CDFI-certified lender in the nation that is also a licensed seller/servicer with Fannie Mae, Freddie Mac and Ginnie Mae. Commerce is one of the few, if not the only, non-bank, prime lenders in America with the regulatory, financial, and operational capability to serve diverse borrowers with non-traditional documentation.


5 + 2 =


You’re in Good Hands

Don’t take our word for it, our customers tell our story best.

Thank you for your excellent and professional service. We would definitely refer you to our friends and family. It was a great experience!

Michael, CA

I can’t believe we actually got this all done in our tight timeframe. Rick is a pro and it was a pleasure working with him. Thank you so much for your effort and expertise in getting this done for us.

Kevin, CA

Our loans have gone through so smoothly and in so little time, all we have left to do is wait for the closing date, without a worry in the world.

Rachel, CA

“Specializing in Texas home loans. Whether you’re looking to refinance a VA Loan or compare FHA Loans to Conventional, we’re here to answer your questions.”


Helping Homebuyers Get Off to a Smart Start

“Your Home. Our Passion”


  ADDRESS: 11331 James Watts Dr Suite F-100,  El Paso, Texas 79936

 PHONE: (915) 613-0951


 HOURS: Mon – Fri / 8:00 AM – 5:00 PM